Our Services

Downtown Title offers a full range of title and closing services to support residential and commercial real estate transactions throughout Florida. Our experienced team manages each step with precision, efficiency, and compliance.

🔍 Title Services

Title search and examination
Review of public records and chain of title
Identification and resolution of title issues
Curative work and lien clearance
Municipal lien searches and payoff coordination

🛡 Title Insurance

Owner’s title insurance policies
Lender’s title insurance policies
Policy issuance and underwriting coordination
Endorsements and coverage customization

🏦 Closing & Settlement Services

Preparation of closing statements (CD/ALTA)
Escrow management and secure fund handling
Coordination with buyers, sellers, lenders, and agents
In-person and remote closings (where permitted)
Document preparation and execution

🏠 Residential Transactions

Purchases and sales
Refinance transactions
New construction closings
FSBO (For Sale By Owner) transactions

🏢 Commercial & Investor Services

Commercial property closings
Multi-unit and investment properties
1031 exchange coordination
Entity and vesting reviews

📑 Post-Closing & Recording

Recording of deeds and mortgages
Final policy issuance and delivery
Disbursement tracking
Document storage and retrieval

🤝 Lender & Realtor Support

Transaction coordination and status updates
Fee estimates and closing timelines
Compliance support and documentation
Dedicated communication throughout the transaction

🔑 What Sets Downtown Title FL Apart

✔ Deep Florida market expertise

✔ Fast, responsive communication

✔ Proactive problem resolution

✔ Secure handling of funds and data

✔ Personalized service with modern efficiency

What People Say About Us

Downtown Title specializes in fast, efficient, and seamless title insurance and closing services. With a strong focus on smooth title transfers and exceptional customer care, their team is dedicated to making every real estate transaction stress-free and precise for clients across North Florida.

Lake City-Columbia County Chamber of Commerce

Downtown Title plays a crucial role in real estate transactions. Their primary responsibilities include: Title Search, Title Insurance, Escrow Services, Closing Services. Downtown Title is focused on providing exceptional customer service with added convenience. Offering competitive pricing combined with the flexibility to conduct closings at clients’ homes or offices makes the process much more accessible and hassle-free. Macy values her clients' time and comfort while making sure the transaction process is as smooth as possible. Along with helping close deals, Macy is very active the community. She is apart of the local Elks Lodge, BNI, Rotary and the Chamber. If you have any questions for Macy please contact her she would love to help!

Madison Blakley, Realtor

If you’ve not used Macy when closing on a home, you’re missing out. One of my favorite people and best title company in town!

Katherine Horton

Another successful Atlantic Title Firm closing! We're open when you're closing. Thank you for dropping off a little bag of gold today! 🍀

Mark Dominguez

Every realtor should find themselves a title company that will match their energy at the closing table!

Kristina Porter

Closing day for Wayne & Terri 🫶🏼 Congratulations 🎉 Thank you for trusting in my team and I as well as the title and insurance company (Downtown Title) we suggested. Thank you for taking your position serious and being a team player 🎊

Jessica Langley NMLS# 1964889 - Movement Mortgage